Guides and Resources
Plain-language guides on LAMF and loan against securities for Indian investors.
Loan Against Mutual Funds: Complete Guide for Indian Investors
Borrow against your mutual funds without selling them. Learn how LAMF works in India, which funds qualify, LTV ratios, and how to get funds instantly, 24/7.
LAMF Foundations
How to Take a Loan Against Mutual Funds: Step-by-Step Guide
From PAN entry to first withdrawal in minutes — the complete process for getting an LAMF online in India, with no paperwork and no branch visit.
Read more →Loan Against ELSS Mutual Funds: When It Is Possible
ELSS units can only be pledged after the 3-year lock-in ends. See which of your holdings qualify, the LTV that applies, and what to do while they are locked.
Read more →Flexi Loan Against Mutual Funds: How It Works and What It Costs
Pay interest only on what you withdraw. A flexi loan against mutual funds gives you a credit facility backed by your portfolio, with interest calculated daily on the drawn balance.
Read more →Loan Against Securities
What Is Lien Marking on Mutual Funds? A Complete Process Guide
Lien marking flags your mutual fund units as collateral. Units stay invested but cannot be redeemed. How it works on MFCentral, CAMS and KFintech, and how the lien is released.
Read more →Loan Against Securities Interest Rates in India
LAS rates in India start at 9.99% for mutual fund collateral. Compare banks, NBFCs and platforms, see what drives the difference, and calculate your actual cost.
Read more →Loan Against Securities (LAS) in India: Complete Guide 2026
Pledge stocks, mutual funds, or bonds without selling. Learn how LAS works in India, eligible securities, LTV ratios, and how it compares to a dedicated LAMF product.
Read more →Zerodha Loan Against Securities: Rates and LAMF Alternatives
Zerodha LAS lets you pledge demat stocks and ETFs for a credit facility. What is eligible, what it costs, and LAMF alternatives for mutual fund investors.
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